When we purchased our current home we knew that we would be taking on several renovation projects both inside and out. In order to make life manageable, we felt it was extremely important to ensure we timed each project perfectly so that we could transform each space.. but not make it take a life time. Our first project included renovating the inside of our home which was the largest project so we wanted to tackle that first. After that came the backyard and several other smaller projects… We still have a few more to go such as the garage floor and cabinets. Knowing me, I’m sure I’ll find something else we need to do. 😉
A key part of the planning for these projects was to understand the cost and define what our budget would be for each. So hard making that decision! Knowing our credit score reassured us that we would be able to handle the different projects and helped us to determine the amount we could handle financially.
Jeff and I have a fun ongoing competition with one another on who has the highest credit score. I think that all started with the purchase of our first home.. and we have been continuing it ever since..
We have used Credit.com to check our score for years so you can can imagine how excited I was when Credit.com asked to partner with us to discuss financial responsibility and renovation projects with all of you. This was right up our alley!
Before we approach any project – whether it’s a renovation project, buying a car or planning a big vacation, we always check our credit score. That may sound boring to many of you but staying on budget and knowing our current financial status is super important to us.
Besides seeing your score for free, Credit.com offers many paid for services and tools to help you manage and improve your credit. For those interested, there is more information available at Credit.com, such as credit card ratings and ways in which you can repair your credit. They also have a blog on their website which shares great articles on topics such as 11 Ways To Improve Your Credit Score, What is a Good Credit Score, and 6 Ways to Lower Your Debt-To-Income Ratio.
This past spring we finally completed our large backyard/garden project. Having confidence that we could do this project was made possible because we knew where we stood financially. Taking on a backyard project can be an expensive and stressful process but just knowing our score from Credit.com helped us feel so much better about the process.
All-in-all, being financially responsible is one of the most important things you can do for your family and yourself. Do you check your credit score often or have any upcoming renovations in your future? Let me know in the comments.. I always like to know how others handle projects and budgets. For those interested in learning more, head to Credit.com.
xo, Kristy
More of my recent blog posts:
Click here for 12 Fall Drinks I’m Loving Click here for my New Front Decor Design & Redo Plans Click here for my Fall Guest Bedroom Refresh Click here to see my “Hunting for Fall & Autumn Decor” in stores post
This post was sponsored by Credit.com – but all thoughts and opinions on the company are my own. Thank you for supporting the companies and brands that keep Kristywicks.com running!
